How Pawning works?

Convert your valuables into instant cash!

Pawnbroking put simply, is an instant and hassle-free solution for your short term cash needs!

MoneyMax Pawnshop offers instant cash for your valuables – gold, diamonds, gemstones, or luxury timepieces – without needing to fill in forms, go through credit checks or wait for the approval. With up to a 6 months redemption period and the option of renewal, your valuables will be stored safely in our vault. Thus, be assured that your pledged item(s) will not be sold during the redemption period, and you can simply redeem it back by paying your loan at any MoneyMax Pawnshop.

You can also find out how much your valuables are worth from the comfort of your home by using our online valuation!


Bring your Identity Card and the valuable(s) you would like to pledge to any MoneyMax Pawnshop.
Our experienced valuer will appraise the pledged item’s value and propose a loan amount.
Accept valuation and get instant cash
Renew or redeem the pledged item(s) anytime within the 6 months redemption period by paying the required amount.

This assessment is part of MoneyMax’s internal compliance procedures and is not a valuation representation or assurance to the customer or to any third party.


It is imperative to note that the loan amount offered on the pledged item is not an indication of the guaranteed market value of the pledged item. The loan amount is also subject to the staff’s judgement of the value as well as the credit worthiness of the customer


Re-pledged items will go through another round of valuation and inspection by our experienced valuer as this would be considered a new transaction.
It is important to note that it is the prerogative of the pawnbroker to decide whether or not to accept the re-pledged item.
The loan amount given may vary as it is dependent on the envisaged value of the pledged item at the time of valuation, which may be affected by factors such as the prevailing gold price.


The pawn ticket holder is entitled to assign the pawn ticket to a third party. The third-party holder of the pawn ticket redeeming the pledged item will, however, bear the full risk with regard to the true value of the pledged item.
The pawnbroker does not in any way nor in any of its terms and conditions of its business provide any representation or warranty to any third party with regard to the true value or authenticity of the pledged item.
As part of MoneyMax’s Pawnshop’s due diligence to ensure that the original pledged item is delivered to the pawn ticket holder, our staff will verify the item against the salient details and description that are stated on the pawn ticket.
It is important to bear in mind that it is a risk when buying a pawn ticket from anyone as there could be legal implications in connection with the ownership or origin of the pledged item. In addition, the loan amount stated on the pawn ticket may not reflect the actual value of the pledged item.
A third party holder of the pawn ticket can only look to the original pawn ticket holder for recourse in the event the redeemed item is not genuine or authentic. The pawnbroker is merely a safe-keeper and does not provide any warranty or assurance of the value of the pledged item.

Click on the video to learn more about MoneyMax’s services!